Tap. Scan. Split. Installments. Pay-before-you-arrive. Every method in one unified payment layer — and every peso automatically posted to Atlas the moment it's collected.
Your customers pay with different methods — some tap their card, some scan GCash, some use Apple Pay, some prefer cash. Xyra Pay accepts all of them through one unified terminal. Stop turning away customers because you don't accept their preferred payment. One device handles everything.
Some customers hesitate at a large bill — but they'd order more if they could pay monthly. Xyra Pay's integrated BNPL lets customers split their bill into 3 or 6 monthly installments with zero risk to you. You receive the full amount immediately. The BNPL partner handles collection from the customer. Bigger bills, higher average order value, no risk.
Stop the awkward "who has cash?" conversation at the table. With Smart Split Bill, each person pays their share via any method they prefer. Marco pays by GCash, Jana taps with Apple Pay, Carlo swipes his card, Bea pays cash. Each payment is tracked separately — and the total always adds up correctly. No manual calculations, no under-collection.
For reservations, deposits, advance orders, and catering bookings — send a payment link directly to the customer's phone. They click, they pay, you collect. Before they arrive at your restaurant, the money is already in your account. Reduce no-shows. Secure catering bookings. Collect deposits on big group reservations with zero awkwardness at the door.
When a foreign card is detected, Xyra Pay automatically displays the bill in the customer's home currency using live exchange rates — USD, EUR, JPY, AUD, SGD, and more. The customer sees what they're paying in familiar money. You always receive in Philippine pesos, settled instantly. Serve foreign guests with confidence and never lose a sale because of currency confusion.
Xyra Pay automatically earns loyalty points on every payment — no separate app, no card to carry, no separate sign-up. Points are stored in the customer's profile and can be redeemed as payment on the next visit. Customers come back more often because every meal earns them something. You build a loyal base without running any extra program — it's just built in.
Every payment method — cash, card tap, QR scan, BNPL settlement, payment link collection, multi-currency conversion — posts to Atlas automatically the moment it's completed. By the time service ends, your books are already balanced across every method. No manual reconciliation. No late night counting. No discrepancies. Just close up and go home.
Before Xyra Pay, Kusina BGC only accepted cash and one card terminal. Customers with GCash, Apple Pay, or foreign cards were turned away at the checkout. After switching to Xyra Pay, they accepted every method through a single tablet. In the first month: group dinners started choosing BNPL and ordering more food, foreign tourist spend went up 34% because cards now worked seamlessly with peso conversion, split bill friction disappeared and table turnover improved, and the end-of-day reconciliation that used to take 45 minutes became zero work. Every peso from every method lands in Atlas automatically.
Tap, QR, BNPL, split, payment links, multi-currency — unified, automatic, done.